The median home in Terril, Iowa is valued at $181,224, down 6.6% year over year. Terril is part of the Spirit Lake, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$181,224

-6.6%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$36,245 on $181,224

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,303

P/I20.8%

Afford$243K

Room+$62K

P&I $916Tax $237Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Terril with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Spirit Lake, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spirit Lake, IA metro.

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Terril, IA