Median home value: $181K (-6.6% YoY). Part of Spirit Lake, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Spirit Lake, IA metro page.
Home Value$181,224
-6.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Terril.
$36,245 on $181,224
Affordable — 20.1% of income
Under the 28% guideline.
PITI$1,256
P/I20.1%
Afford$253K
Room+$71K
P&I $869Tax $237Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing