City

TRACY, IA

Pella, IA

Median home value: $163K (-4.1% YoY). Part of Pella, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Pella, IA metro page.

Home Value$162,784
-4.1%
AFFORDABILITY

Enter your income for Tracy.

$32,557 on $162,784
Affordable — 18.3% of income

Under the 28% guideline.

PITI$1,144
P/I18.3%
Afford$249K
Room+$86K
P&I $781Tax $213Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Tracy Housing Market | CrashWatch