The median home in Urbana, Iowa is valued at $244,189, up 2.0% year over year. Urbana is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,189

+2.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,838 on $244,189

Example: $75,000 household income. Change it above to see your own.

Affordable27.3% of income

Under the 28% guideline.

PITI$1,704

P/I27.3%

Afford$251K

Room+$7K

P&I $1,235Tax $319Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Urbana with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

View Cedar Rapids, IA metro

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Urbana, IA