The median home in Urbandale, Iowa is valued at $342,317, up 1.5% year over year. Typical monthly rent is $944, producing a price-to-rent ratio of 30.2x — well above the national average of 18x. Urbandale is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$342,317

+1.5%

Rent$944/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$68,463 on $342,317

Example: $75,000 household income. Change it above to see your own.

Out of reach37.3% of income

Need $99,814/yr to afford.

PITI$2,329

P/I37.3%

Afford$257K

Gap-$85K

P&I $1,731Tax $448Ins $150

Renting $1,385/mo cheaper ($944 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Urbandale with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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Urbandale, IA