City

WATERLOO, IA

Waterloo-Cedar Falls, IA

Median home value: $143K (+2.1% YoY). Rent: $850/mo. Price-to-rent: 14.0x. Part of Waterloo-Cedar Falls, IA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Waterloo-Cedar Falls, IA metro page.

Home Value$143,092
+2.1%
Rent$850/mo
AFFORDABILITY

Enter your income for Waterloo.

$28,618 on $143,092
Affordable — 16.4% of income

Under the 28% guideline.

PITI$1,024
P/I16.4%
Afford$245K
Room+$101K
P&I $686Tax $187Ins $150
Renting $174/mo cheaper ($850 rent)6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Waterloo Housing Market | CrashWatch