City

WATERVILLE, IA

Median home value: $291K (+1.7% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$291,011
+1.7%
AFFORDABILITY

Enter your income for Waterville.

$58,202 on $291,011
Stretch — 30.8% of income

Above 28% but manageable with cuts.

PITI$1,927
P/I30.8%
Afford$264K
Gap-$27K
P&I $1,396Tax $381Ins $150
6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Waterville Housing Market | CrashWatch