The median home in Watkins, Iowa is valued at $371,928, up 9.6% year over year. Watkins is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cedar Rapids, IA stress score, crash risk, and 12-month forecast →

Home Value$371,928

+9.6%

AFFORDABILITY

Enter your income for Watkins.

Income (annual)

Down Payment

$74,386 on $371,928

Out of reach — 40.3% of income

Need $107,871/yr to afford.

PITI$2,517

P/I40.3%

Afford$259K

Gap-$113K

P&I $1,881Tax $487Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Watkins with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

View Cedar Rapids, IA metro →

WATKINS, IA