The median home in Watkins, Iowa is valued at $371,928, up 9.6% year over year. Watkins is part of the Cedar Rapids, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$371,928

+9.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$74,386 on $371,928

Example: $75,000 household income. Change it above to see your own.

Out of reach40.3% of income

Need $107,871/yr to afford.

PITI$2,517

P/I40.3%

Afford$259K

Gap-$113K

P&I $1,881Tax $487Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Watkins with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Cedar Rapids, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cedar Rapids, IA metro.

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Watkins, IA