Median home value: $266K (+4.6% YoY). Part of Waterloo-Cedar Falls, IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Waterloo-Cedar Falls, IA metro page.
Home Value$266,192
+4.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for Waverly.
$53,238 on $266,192
Stretch — 28.4% of income
Above 28% but manageable with cuts.
PITI$1,775
P/I28.4%
Afford$262K
Gap-$4K
P&I $1,277Tax $348Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing