The median home in Waverly, Iowa is valued at $266,192, up 4.6% year over year. Waverly is part of the Waterloo-Cedar Falls, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$266,192

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Waverly.

Income (annual)

Down Payment

$53,238 on $266,192

Example: $75,000 household income. Change it above to see your own.

Stretch29.5% of income

Above 28% but manageable with cuts.

PITI$1,844

P/I29.5%

Afford$253K

Gap-$14K

P&I $1,346Tax $348Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Waverly with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Waterloo-Cedar Falls, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waterloo-Cedar Falls, IA metro.

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Waverly, IA