The median home in Winterset, Iowa is valued at $280,195, up 0.1% year over year. Winterset is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$280,195

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Winterset.

Income (annual)

Down Payment

$56,039 on $280,195

Example: $75,000 household income. Change it above to see your own.

Stretch30.9% of income

Above 28% but manageable with cuts.

PITI$1,933

P/I30.9%

Afford$254K

Gap-$27K

P&I $1,417Tax $367Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Winterset with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

View Des Moines-West Des Moines, IA metro

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Winterset, IA