City

BERKELEY SPRINGS, WV

Hagerstown-Martinsburg, MD-WV

The median home in Berkeley Springs, West Virginia is valued at $303,871, up 1.2% year over year. Berkeley Springs is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Hagerstown-Martinsburg, MD-WV stress score, crash risk, and 12-month forecast →

Home Value$303,871

+1.2%

AFFORDABILITY

Enter your income for Berkeley Springs.

Income (annual)

Down Payment

$60,774 on $303,871

Stretch — 28.8% of income

Above 28% but manageable with cuts.

PITI$1,800

P/I28.8%

Afford$295K

Gap-$8K

P&I $1,537Tax $147Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Berkeley Springs with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Hagerstown-Martinsburg, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.

View Hagerstown-Martinsburg, MD-WV metro →