The median home in Charleston, West Virginia is valued at $159,882, up 1.0% year over year. Typical monthly rent is $1,131, producing a price-to-rent ratio of 11.8x — below the national average of 18x. Charleston is part of the Charleston, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$159,882
+1.0%
Rent$1,131/mo
AFFORDABILITYBuying $129/mo cheaper ($1,131 rent)6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Charleston.
$31,976 on $159,882
Affordable — 16% of income
Under the 28% guideline.
PITI$1,002
P/I16%
Afford$279K
Room+$119K
P&I $808Tax $77Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in West Virginia
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Full Charleston, WV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston, WV metro.
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