The median home in Charleston, West Virginia is valued at $159,882, up 1.0% year over year. Typical monthly rent is $1,131, producing a price-to-rent ratio of 11.8x — below the national average of 18x. Charleston is part of the Charleston, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$159,882

+1.0%

Rent$1,131/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Charleston.

Income (annual)

Down Payment

$31,976 on $159,882

Example: $75,000 household income. Change it above to see your own.

Affordable16% of income

Under the 28% guideline.

PITI$1,002

P/I16%

Afford$279K

Room+$119K

P&I $808Tax $77Ins $117

Buying $129/mo cheaper ($1,131 rent)6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Charleston with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Charleston, WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston, WV metro.

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