The median home in Cool Ridge, West Virginia is valued at $209,924, up 2.8% year over year. Cool Ridge is part of the Beckley, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Beckley, WV stress score, crash risk, and 12-month forecast →

Home Value$209,924

+2.8%

AFFORDABILITY

Enter your income for Cool Ridge.

Income (annual)

Down Payment

$41,985 on $209,924

Affordable — 20.5% of income

Under the 28% guideline.

PITI$1,280

P/I20.5%

Afford$287K

Room+$77K

P&I $1,061Tax $101Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Cool Ridge with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Beckley, WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Beckley, WV metro.

View Beckley, WV metro →

COOL RIDGE, WV