City

ELK GARDEN, WV

Cumberland, MD-WV

The median home in Elk Garden, West Virginia is valued at $125,584, down 6.3% year over year. Elk Garden is part of the Cumberland, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cumberland, MD-WV stress score, crash risk, and 12-month forecast →

Home Value$125,584

-6.3%

AFFORDABILITY

Enter your income for Elk Garden.

Income (annual)

Down Payment

$25,117 on $125,584

Affordable — 13% of income

Under the 28% guideline.

PITI$812

P/I13%

Afford$271K

Room+$145K

P&I $635Tax $61Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Elk Garden with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Cumberland, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cumberland, MD-WV metro.

View Cumberland, MD-WV metro →