Median home value: $126K (-6.3% YoY). Part of Cumberland, MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Cumberland, MD-WV metro page.
Home Value$125,584
-6.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Elk Garden.
$25,117 on $125,584
Affordable — 12.5% of income
Under the 28% guideline.
PITI$780
P/I12.5%
Afford$282K
Room+$156K
P&I $602Tax $61Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing