Median home value: $312K (+4.5% YoY). Rent: $1,758/mo. Price-to-rent: 14.8x. Part of Hagerstown-Martinsburg, MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Hagerstown-Martinsburg, MD-WV metro page.
Home Value$312,147
+4.5%
Rent$1,758/mo
AFFORDABILITYRenting $7/mo cheaper ($1,758 rent)6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Falling Waters.
$62,429 on $312,147
Stretch — 28.2% of income
Above 28% but manageable with cuts.
PITI$1,765
P/I28.2%
Afford$309K
Gap-$3K
P&I $1,497Tax $151Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing