The median home in Harman, West Virginia is valued at $147,406, up 0.8% year over year. Harman is part of the Elkins, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Elkins, WV stress score, crash risk, and 12-month forecast →

Home Value$147,406

+0.8%

AFFORDABILITY

Enter your income for Harman.

Income (annual)

Down Payment

$29,481 on $147,406

Affordable — 14.9% of income

Under the 28% guideline.

PITI$933

P/I14.9%

Afford$276K

Room+$129K

P&I $745Tax $71Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Harman with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Elkins, WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elkins, WV metro.

View Elkins, WV metro →

HARMAN, WV