City

HARTS, WV

Charleston, WV

Median home value: $97K (-10.7% YoY). Part of Charleston, WV.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Charleston, WV metro page.

Home Value$97,380
-10.7%
AFFORDABILITY

Enter your income for Harts.

$19,476 on $97,380
Affordable — 10.1% of income

Under the 28% guideline.

PITI$631
P/I10.1%
Afford$270K
Room+$173K
P&I $467Tax $47Ins $117
6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Harts Housing Market | CrashWatch