The median home in Martinsburg, West Virginia is valued at $302,113, up 3.4% year over year. Typical monthly rent is $1,552, producing a price-to-rent ratio of 16.2x — near the national average of 18x. Martinsburg is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Hagerstown-Martinsburg, MD-WV stress score, crash risk, and 12-month forecast →

Home Value$302,113

+3.4%

Rent$1,552/mo

AFFORDABILITY

Enter your income for Martinsburg.

Income (annual)

Down Payment

$60,423 on $302,113

Stretch — 28.6% of income

Above 28% but manageable with cuts.

PITI$1,790

P/I28.6%

Afford$295K

Gap-$7K

P&I $1,528Tax $146Ins $117

Renting $238/mo cheaper ($1,552 rent)6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Martinsburg with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Hagerstown-Martinsburg, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.

View Hagerstown-Martinsburg, MD-WV metro →

MARTINSBURG, WV