The median home in Morgantown, West Virginia is valued at $270,581, up 0.9% year over year. Typical monthly rent is $1,402, producing a price-to-rent ratio of 16.1x — near the national average of 18x. Morgantown is part of the Morgantown, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$270,581

+0.9%

Rent$1,402/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Morgantown.

Income (annual)

Down Payment

$54,116 on $270,581

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,616

P/I25.9%

Afford$293K

Room+$22K

P&I $1,368Tax $131Ins $117

Renting $214/mo cheaper ($1,402 rent)6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Morgantown with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Morgantown, WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Morgantown, WV metro.

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