Median home value: $110K (-0.4% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$109,843
-0.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Spencer.
$21,969 on $109,843
Affordable — 11.2% of income
Under the 28% guideline.
PITI$697
P/I11.2%
Afford$276K
Room+$166K
P&I $527Tax $53Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing