The median home in Spencer, West Virginia is valued at $109,843, down 0.4% year over year.
Home Value$109,843
-0.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Spencer.
$21,969 on $109,843
Affordable — 11.6% of income
Under the 28% guideline.
PITI$725
P/I11.6%
Afford$265K
Room+$155K
P&I $555Tax $53Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in West Virginia
Compare Spencer with other housing markets across West Virginia.