The median home in Terra Alta, West Virginia is valued at $163,706, up 4.8% year over year. Terra Alta is part of the Morgantown, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$163,706

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Terra Alta.

Income (annual)

Down Payment

$32,741 on $163,706

Example: $75,000 household income. Change it above to see your own.

Affordable16.4% of income

Under the 28% guideline.

PITI$1,024

P/I16.4%

Afford$280K

Room+$116K

P&I $828Tax $79Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Terra Alta with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Morgantown, WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Morgantown, WV metro.

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Terra Alta, WV