The median home in White Oak, West Virginia is valued at $216,624, up 5.8% year over year. White Oak is part of the Beckley, WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$216,624

+5.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$43,325 on $216,624

Example: $75,000 household income. Change it above to see your own.

Affordable21.1% of income

Under the 28% guideline.

PITI$1,317

P/I21.1%

Afford$288K

Room+$71K

P&I $1,095Tax $105Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare White Oak with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K

Full Beckley, WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Beckley, WV metro.

View Beckley, WV metro

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White Oak, WV